Privacy Policy

The privacy of our visitors is of extremely importance to us. This privacy policy document outlines the types of personal information that is received and collected by LowInterestCreditCards.com and how it is used. We encourage you to read this Privacy Policy carefully before using the Site or Services or transacting business with us. As a user of this site, the Privacy Policy is intended to describe for you–

The information we collect about you
How that information may be used
With whom it may be shared
How you may access the information you provide us
Your choices about such uses and disclosures

By using this site, you are accepting the practices described in this Privacy Policy. If you require any more information or have any questions about our privacy policy, please feel free to contact us at support@lowinterestcreditcards.com.

Information Collection

LowInterestCreditCards.com is committed to protecting the privacy and security of the personal information we obtain about our customers. This Privacy Notice generally describes our policy about how we treat that information.
We may collect personal information that can identify you such as your name and e-mail address, as well as other information that does not identify you. When you provide personal information through the Site, the information may be sent to our servers located in the United States and other countries around the world. Information collected on this site is also used for analysis purposes, mostly on an aggregate level. Information may also be used in the determination of products and pricing for the different types of products offered.

User Provided Information

We may collect and store any personal information directly from you on your application that you enter into the Site or provide to us in some other manner. This includes identifying information (such as your name, address, e-mail address, telephone number, bank account information, social security number, etc.), and any other personal information you choose to provide while using the Site or the Services.

Third Party List Information

We may also obtain both personal and non-personal information about you from third party data gathering sources. We may match this third-party collected information with the personally identifying information that you provide to us. When obtaining this information from third parties, we seek assurances from such third parties that they have the right to provide the information to us.

Cookies, Web Beacons, and Other Information Collection

We and our partners, such as advertisers, may use various technologies to collect information from your computer and about your activities on the Site. For example, we may collect and store non-personally identifying information through technologies such as cookies, log files, clear gifs (also known as web beacons), and other tracking pixels and third parties to help determine user viewing preferences for advertising and other purposes.

Log Files

Like many other websites, we use log files. Technical information from your browser is automatically collected when you visit the Site. This information includes your IP address, your browser type, operating system, access times, the content of any undeleted cookies that your browser previously accepted from us (see “Cookies” below), and the referring website address. IP addresses, etc. are not linked to personally identifiable information.

Cookies

A cookie is a piece of data stored on a user’s computer that tracks non-personal information about the user. When using the Site, we may assign your computer one or more cookies which enable us to improve the quality of our service and to customize your experience. Cookies allow us to automatically collect information about your browser or device activity on the Site, such as the web pages you visit, the links or advertisements you click, or the other actions you conduct while using the Site. Most browsers automatically accept cookies, but you can usually modify your browser setting to disable cookies. If you choose to disable cookies, you will still be able to access the Site, but you may not be able to use all of the interactive features we offer. ut you can usually modify your browser setting to disable cookies. If you choose to disable cookies, you will still be able to access the Site, but you may not be able to use all of the interactive features we offer.

Web Beacons

We, or our advertisers, may use standard Internet technology such as web beacons or clear gifs and other similar technologies, to gather aggregate information about your browser or device activity on the Site. We also may include web beacons in promotional e-mail messages or newsletters to determine whether messages have been opened and acted upon. This allows us to gauge the effectiveness of our marketing efforts and the quality of the Site.

Information collected by third-parties

Third Party Cookies and Session IDs

This privacy statement covers the use of cookies and session IDs by LowInterestCreditCards.com only and does not cover the use of cookies and session IDs by any advertisers or partner linked sites. Please note that we do not have access to or control over third parties’ cookies used on the Site, and this policy does not govern the use of cookies by these third parties.
Usage of a session ID is in no way linked to any personally identifiable information while on our site. For the session ID, once users close the browser, the ID simply terminates. Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies, once we have given permission for them to set cookies for advertising purposes.

Information Use and Sharing

We use information about you in our sole discretion for business purposes such as identifying the products and services which will meet your needs and for processing your applications.
Legal Disclaimer – Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on us.

Communications from the Site

Unless you have opted out of these features where available, we may use your information in a variety of ways to communicate with you, such as through email, newsletters, RSS feeds, service announcements, or for customer service.

Personal Information

Unless you have opted out where available, we may rent, sell, or share any of your information, personal or otherwise, with third parties, including without limitation for the following purposes:

Service providers

We may share your personal information, alone or in combination with non-personal information, with third party service providers in connection with the Services we provide or your request for customer service on the Site. These service providers may include entities such as credit bureaus, financial institutions, marketing and customer services firms, credit card payment processors, as well as companies that support contests, sweepstakes, surveys, or other features offered through the Site, or that provide business analysis or website support. These service providers may have access to personal information needed to perform their functions, which may include using the information to contact.

Business partners

When you express interest in promotions offered through the Site or our Services, we may share your personal information, alone or in combination with non-personal information, with the relevant business partners or affiliates to offer you those products, services, promotions, contests and/or sweepstakes. When you elect to engage in a particular offer or program, you authorize us to provide your personal information address and other information to that business so that they may contact you.

Third parties for business reasons

In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy. If a change in ownership occurs that will result in your personal information being used in a manner different from that stated in the then-existing privacy policy, notification will be provided consistent with the terms of this Privacy Policy.

Aggregate and Non-Personal Information

We may rent, sell, or share aggregated demographic information with our partners that is not specifically identifiable to you, and other non-personal information we collect, with any third parties for any reason, including to develop and deliver customized advertising, and to conduct general business analysis. We may combine non-personal information we collect with additional non-personal information collected from other sources. For example, we may tell our advertisers the number of visitors to the Site and the most popular features or Services accessed.
Please note that our Privacy Policy does not cover any third party’s use or handling of your information once it is shared. Rather, the privacy policies of the various third parties will govern. If you want to learn more about their privacy practices, we encourage you to visit the websites of those third parties. These entities or their servers may be located either inside or outside the United States.

Links

This website may contain links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by us. Please note that LowInterestCreditCards.com participates in the affiliate network and may be compensated if users choose to apply for offers listed.

Security

This Web site takes every precaution to protect users’ information.
Choice/Opt Out
We give our users the opportunity to “opt-out” of having their information used for purposes not directly related to the Site at the point where we ask for the information, including the sharing of personal information with third parties for their own marketing purposes. Please be aware that this may result in our not being able to provide certain services to you that require us to share information with third parties. If you choose to receive communications from us but later wish to discontinue receiving communications or our Services, you can opt-out by contacting us via email at support@lowinterestcreditcards.com.
Please note that opting out of receipt of promotional e-mail communications will only affect future activities or communications from us. If we have already provided your information to a third party before you have changed your preferences or updated your information, you will have to change your preferences directly with that third party. To opt-out of communications from our third party business partners, please contact them directly.

Disclaimer

Please note that LowInterestCreditCards.com has financial relationships with some of the advertisers mentioned here. LowInterestCreditCards.com may be compensated if users choose to utilize the links and/or offers listed throughout this site.

Contact Information

If users have any questions or suggestions regarding our privacy policy, please contact us at: support@lowinterestcreditcards.com