October 3, 2017
October 3, 2017 Admin

Credit Never Came Easier

In our current low-interest rate environment, credit cards are probably the easiest that they’ve ever been to acquire. In this article, we plan to look at the best credit cards on the market and ways to acquire these instant approval credit cards.

First, you will want to create an account with the good people at Credit Karma. They will allow you to view your credit score absolutely free so that you can know what credit cards with low interest rates would be more likely to accept your application, and they update the scores from two of the three major credit bureaus every seven days so that you can stay on top of your score and come to learn more about how credit works.

Next, Get Pre-Qualified

After you know your score, you will want to go to this link to see which cards you pre-qualify for. Doing this will not hurt your credit score, and it will allow you to know who is more likely to approve or deny your application.

Best Interest Free Credit Cards

While there is no such thing as an eternally 0 interest credit cards, here are some of the cards that offer a great promotional 0% interest rate for a certain time period (and they are also some of the best credit cards with low interest rates overall):

Chase Slate–>Offers a 0% interest APR for the first 15 months on balance transfers and purchases made during that period.

BankAmericard CC–>Offers 0% APR on balance transfers made within the first 60 days of account opening. This card is great for consolidating debt and only requires a decent credit score!

Citi Double Cash Card–>While this card requires an excellent credit score, it also offers 15 months of 0% APR interest, and it touts a solid 2% cash back percentage, offering 1% when you purchase and another 1% when you pay off the purchase.

Other Credit Card Deals

These cards also offer some great deals, because all of them have very nice sign-up bonuses attached that you can earn by meeting certain spending limits:

Chase Sapphire Preferred–>Offers 50,000 bonus points after you spend $4,000 on purchases within the first three months. When converted into travel purchases, that is a $625 value!

Capital One Quiksilver top reward credit cards–>This card has a little bit better of a sign-up offer for our lower monthly spenders, because it offers $100 back after you spend $500 in the first three months of your account being opened. That is the same as 20% cash back!


All in all, there are some of the best low interest credit card deals ever on the market right now. If you are looking to build credit, or if you simply want to take advantage of some of the great rewards out there, please visit Nerdwallet.com, as they offer a truly extensive review on all of the different cards that are out there right now based on what you want and/or need.