While reward cards are the most sought after option, cash reward credit cards are a safer and simpler option. Whenever you make a purchase with a credit card which offers cashback in select categories, a good percentage of cash gets credited back into your account. Based on your spending behavior, you can pick and choose a cash back rewards credit card to generate maximum payback.
Cash Back Credit Card Highlights
- Buy a cashback credit card and ensure that you constantly get back a percentage of expenditure made through your cards.
- Reward points can be accrued for continued expenditure in chosen departments which are predefined by the card holder.
- Most online purchases and utility bill payments made through a moneyback credit card can be converted into redeemable points or into direct statement credit.
- Some cashback credit cards authorize the expenditure on shopping, consumer goods, mobile phone shops, retail stores, and e-commerce sites to be converted into EMIs.
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CREDIT CARD RATINGS
The card ratings featured do not reflect all credit cards on the market, they are solely based on the credit cards featured on lowinterestcreditcards.com. All rates are subject to change without notice. For the most current APR check the terms and conditions on the card you wish to apply for.
Disclaimer: This calculator is intended solely for informational purposes and does not take into account all of the factors that might be subject to change. The accuracy of this calculator and its applicability to your personal financial circumstances is not guaranteed or warranted.