Apply for a Secured Credit Card

Secured Cards

If you are looking to build a good credit score and keep a check on your expenditure all through, secured credit cards are the best bet yet. Most secured credit cards require a cash security deposit and reduces the element of risk for the card issuer. For cardholders with bad credit, low APR secured credit cards are a great option to get their financial credentials back on track. Check out our authentic list below to apply for the best secured credit cards.

Advertiser Disclosure
The First Progress Platinum Elite MasterCard® Secured Credit Card


  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • Merchandise APR = 19.99%
  • Annual Fee = $29
CREDIT NEEDED
Fair Credit
Bad Credit
Capital Bank - OpenSky® Secured Visa ® Credit Card


  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card.  Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
     
CREDIT NEEDED
Bad Credit
First Progress Platinum Prestige MasterCard® Secured Credit Card


  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • Merchandise APR =  9.99%
  • Annual Fee = $49
CREDIT NEEDED
Fair Credit
Bad Credit
First Progress Platinum Select MasterCard® Secured Credit Card


  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program – though not yet available in NY, IA, AR, or WI
  • Merchandise APR = 13.99%
  • Annual Fee = $39
CREDIT NEEDED
Fair Credit
Bad Credit

Secured Credit Card Highlights

  • The best option for people with no credit history or with damaged credit is a secured credit card, since they can easily buy a credit card with a security deposit.
  • Most secured credit cards are moderately priced and on demonstrating responsible credit card behavior with respect to paying back debts, card holders can graduate to using other types of credit cards which are not available for people with poor credit scores.
  • Top secured credit cards give card holders the opportunity to become eligible for buying unsecured credit cards.
CREDIT CARD OFFERS

CREDIT CARD RATINGS
The card ratings featured do not reflect all credit cards on the market, they are solely based on the credit cards featured on lowinterestcreditcards.com. All rates are subject to change without notice. For the most current APR check the terms and conditions on the card you wish to apply for.

Excellent Credit 12.99% - 24.99%
Good Credit 12.99% - 24.49%
Fair Credit 16.99% - 24.99%
Bad Credit 16.99% - 24.99%
Limited Credit 18.39% - 24.99%

INTEREST CALCULATOR
Disclaimer: This calculator is intended solely for informational purposes and does not take into account all of the factors that might be subject to change. The accuracy of this calculator and its applicability to your personal financial circumstances is not guaranteed or warranted.

Loan:
Interest rate:
Years:
SIGN UP FOR OUR NEWSLETTER