Cash Back Credit Cards

Cash Back

While reward cards are the most sought after option, cash reward credit cards are a safer and simpler option. Whenever you make a purchase with a credit card which offers cashback in select categories, a good percentage of cash gets credited back into your account. Based on your spending behavior, you can pick and choose a cash back rewards credit card to generate maximum payback.

Advertiser Disclosure
Charity Charge

  • Unlimited 1% cash back rewards in the form of an automatic donation to any nonprofit, K-12 school, university, or religious organization of your choice.
  • No Annual Fee.
  • Rewards are tax-deductible.
  • Ability to support up to three nonprofits at once. You can change the nonprofits you support at any time through your online donation dashboard.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.
Good Credit
Excellent Credit

Cash Back Credit Card Highlights

  • Buy a cashback credit card and ensure that you constantly get back a percentage of expenditure made through your cards.
  • Reward points can be accrued for continued expenditure in chosen departments which are predefined by the card holder.
  • Most online purchases and utility bill payments made through a moneyback credit card can be converted into redeemable points or into direct statement credit.
  • Some cashback credit cards authorize the expenditure on shopping, consumer goods, mobile phone shops, retail stores, and e-commerce sites to be converted into EMIs.

The card ratings featured do not reflect all credit cards on the market, they are solely based on the credit cards featured on All rates are subject to change without notice. For the most current APR check the terms and conditions on the card you wish to apply for.

Excellent Credit 12.99% - 24.99%
Good Credit 12.99% - 24.49%
Fair Credit 16.99% - 24.99%
Bad Credit 16.99% - 24.99%
Limited Credit 18.39% - 24.99%

Disclaimer: This calculator is intended solely for informational purposes and does not take into account all of the factors that might be subject to change. The accuracy of this calculator and its applicability to your personal financial circumstances is not guaranteed or warranted.

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